Mix the eggs, banana and baking powder in a medium bowl.
Heat your griddle and spray with nonstick spray. Pour about ¼ cup batter into the skillet and spread it into a circle. Let it cook until almost done on the bottom (light brown), then drop some chocolate chips onto the top of the pancake. Flip it over when the edges are dry and the bottom is pretty golden. It'll be a little messy and the chocolate will melt some. Cook just about a minute on the other side, then transfer to a plate. Keep cooking and flipping and stacking onto the plate. Top with syrup and eat!